Higher rates on auto insurance, loans, and credit cards can be avoided and can be due to lower FICO scores stemming from payment deliquencies . Very few are able to repair their credit without paying large sums. I have entrusted partners on board who specialize in repairing credit before they ask for a fee.
This eliminates any monthly payments that add to your financial burdens.
Fix My Credit Now!
Properly managing your income and expenses is a must for funding life events such as weddings, starting a family, college funds as well as retirement income . When there is more month than money...when that paycheck just doesn't stretch. Learning how to structure and prioritze the needs from immediate gratification wants goes a long way.
Financial tools can provide you with a snap shot of where the money goes and greatly assist in budgeting and creating a surplus to save with.
My workshops will explore various tools to keep you on track.